THE CONVERGENCE REVIEW

FINANCE. TECHNOLOGY. DEVELOPMENT.

A changing world.
A closer look.

Visual essays that examine the data behind financial change—with an African lens and a global perspective.

FINANCIAL INCLUSION · GLOBAL / AFRICA

The Great Financial Convergence

Banks and fintechs are moving toward shared financial functions. Africa reveals why access and institutional change are different stories.

Read the illustrated essay →
Account ownership trends globally and in Sub-Saharan Africa, 2021 to 2024.
01

Evidence in view

Charts keep their sources, definitions and data dates close.

02

African perspectives

Country differences matter. A regional average cannot stand in for a continent.

03

Questions worth asking

Separate what the data show from what still needs investigation.